ATV financing refers to a loan or financing option specifically designed for purchasing an all-terrain vehicle (ATV). It involves borrowing money from a lender and repaying it over time, typically with interest. The terms, interest rates, and down payment requirements can vary depending on the lender and your credit history. We offer a simple and quick 3-steps financing process.

Eligibility criteria can vary by lender, but generally, you need to be a Canadian resident, have a valid driver’s license, and be of legal age in your province. We have solid lenders and a dealer network, making the process easier and quicker for you. We are experts in the available financing programs and can go above and beyond to get our customers approved for a loan.

Many lenders in Canada offer financing options for both new and used ATVs. However, the terms and interest rates may differ depending on the age and condition of the vehicle. We are powersports specialists, and we can help you identify the right toy for your needs.

Loan terms for ATV financing can range from 12 months to 60 months or more, depending on the lender and the amount financed. Shorter loan terms usually come with higher monthly payments but lower overall interest costs, while longer terms have lower monthly payments but higher total interest costs. We negotiate with dealers for you, offering the best-in-market options and ensuring you get everything you need.

Before applying for ATV financing, make sure you can provide the basic documents requested by lenders when we submit your application: a valid ID – like a driver’s license or a photo ID; proof of income – paystubs and your tax return receipt; and bank statements. It’s also important to assess your budget to ensure you can afford the monthly payments. And when it is time to sign your agreement, carefully read it to understand the terms and conditions. Our goal is to ensure your satisfaction so you can come back when it’s time to upgrade your ride!

The Breeze Financial team is an expert in all the available loan programs from traditional and non-traditional lenders. By getting to know your profile, we can properly fit you into the right program and lender, avoiding submitting your application to multiple financial institutions simultaneously and increasing your approval chances! Our motto is “Guaranteed Approval!”